Taxi Cab accidents are prevalent I every city all around the country. This is especially prevalent in larger cities as more and more people are using a taxi cab to bring them from one place to another.
The laws governing the taxicab accidents may vary depending on the statute of limitations and the local laws governing the taxicab use protecting the rights of the riders and the liability that is involved in each case.
Common Causes of Taxi Accidents
A taxi cab driver is expected to observe utmost diligence and care when driving to secure the safety of his passengers. This should be taken note of since among all the causes of a taxi accident, the most common cause is through the negligence of the driver.
This can be seen as more taxi cab drivers drive too fast in an attempt to arrive at the destination as quickly as possible and have more time to earn more money by picking up new ones.
Although it is true that most taxi cab drivers do this job for a living, still, it is not an excuse to observe the rules and regulations provided to ensure the safety of their passenger.
Let us take a look at the following behaviors exhibited by taxi drivers that usually causes accidents and injuries:
- Exceeding the posted speed limit
- Failing to stop in time to avoid hitting the rear of the vehicle in front
- Making unsafe lane changes
- Disregarding stop signs and stoplights
- Making wild, unexpected U-turns
- Driving under the influence of alcohol or drugs
- The driver’s failure to yield to oncoming traffic before making a left turn
- Taxicab driver inattentiveness and fatigue
What to Do After the Accident
If you have been a victim of a taxi cab accident, either be you are the passenger riding the cab or the pedestrian who was struck by the taxi, it is best to seek the medical treatment that you need immediately.
It is also an immediate protocol to call the police that will get into the scene as soon as possible. There are states that require the local law enforcement officer to be informed if the accident has caused bodily injury or property damage that is more than minor.
It is also best to get the names and the contact details of all the people that are involved in the car crash, and the witnesses who are on the scene.
Next thing that you should do is take pictures as soon as you can of the accident scene, the cars involved, the debris and anything else relevant and from all the angles that you can possibly take.
What You Should Do as a Victim
After seeking the medical help that you need, you should speak to a lawyer as soon as you can. This will help you recover proper and prompt payment for the medical expenses that you have incurred together with the compensation for the pain and suffering that you have suffered.
Claims relating to taxicab accidents are evaluated on a case to case basis, given the fact that each scenario is different from another. There is some basic information that you can learn about but it is still recommended to contact a personal injury lawyer to ensure that you will receive what you are entitled to have.
Filing an Injury Claim After a Taxi Cab Accident
If you have an insurance policy relating to automobile insurance and is injured in an accident while being a passenger in a taxi cab, then your insurance policy will more likely cover your medical bills and expenses up to the limit of your coverage.
Any medical bills that will not be covered by your insurance should be shouldered by the taxi cab who is at fault.
The insurance of the at-fault taxi cab should also be held liable for the compensatory damages such as that which is equivalent to the pain and suffering you have experienced.
In case you are not insured by an automobile insurance, then the company of the taxi cab at fault will be the one who should shoulder the medical bills and expenses, loss of earning capacity, and compensation for the pain and suffering that you have experienced.
What If The Insurance Company Denies My Claim?
There are cases when the claim for compensation will be denied by the insurance. This is due to some factors that are surrounding the incident. Although this can be tricky and scary, there are lawyers who can help you fight for the compensation that you are entitled to have.
Seek Legal Help
Get in touch with a lawyer right away. This will help you start the investigation process and ensure that all the pieces of evidence needed are collected, secured, and well documented. Lawyers will help you understand the importance of these pieces of pieces of evidence and let you know about your rights and option with regard to the claim. They will make sure that the pain and suffering you have experienced will be well compensated and the medical expenses you have incurred will be paid.